11.13.2010

.a place i would like to call home.

We've been house hunting ever since our early stages of dating. Stopped until we got married. Looked again. Stopped when we found out we could live in my parents house for 18 months to take care of it while they're gone. And now we're looking again. So many decisions: pool/no pool, how much are we wanting to pay per square foot, location, floor plan, how many bedrooms/bath, neighborhood, how much we want to put into a home.
Well, Levi and I don't agree very often on homes we like until this one. It's in the perfect location, awesome ward, great size home, amazing layout, everything about it is perfection. So we put an offer down on it and after we sat down with all the numbers of closing costs, down payments, utilities, our monthly bills, etc. I about fainted! I think it is just a little more than I am wanting to do right now. If we do get this house sooner than later, all of our savings will go towards it, we will have a mortgage, and 2 sets of utilities until June. I am getting just a tid bit nervous. We will be house broke and all of the things I have imagined of doing to our future home will have to wait. I am not sure I am ready for this! We moved into my parents house a year ago to help us get ahead (and i am sooo thankful for that!) and if we get a home 8 months before they get home, that is a lot of money we could have saved!! And we have to put everything into perspective on 1 income for if/when we have babies.
Are we ready for this? I know it's something we can afford, but are we living too outside our means?

6 comments:

  1. is this the house in my in-laws neighborhood?

    ReplyDelete
  2. taylor and i went over all of this together too! we decided in the end not to take the responsibility yet and we are renting for the next couple of years. babies are EXPENSIVE. honestly i feel like its either or in the beginning, and we took the babies lol

    ReplyDelete
  3. you can totally have babies and a house. you just have to make sacrifices and its not as hard as you think. you will probably never get the deal on a house you can get now. i wouldnt pass it up! just pray, youll know what to do. we have lived in our house for over 3 years and there are still rooms not decorated. its ok if its not perfect when you first move in. if you rent thats just money down the drain, at least buying a house is an investment. if you buy a house in this market someday you will have crazy equity!

    ReplyDelete
  4. you are quite the tease - detail, sista, DETAILS!!

    ReplyDelete
  5. i think (because i have experienced it) that yes, babies are expensive but it ALWAYS works out (money-wise) they always have what they need. if this means getting a home that is your dream. and home where you can raise lots of babies and live happily then you may need to do it. if it's in your budget and you can afford it. you can work something out if you decide to do so. would you regret it in 8 months having not tried to get it? but as always, pray.pray.pray.

    ReplyDelete
  6. Oh my goodness em! This is so exciting and such a stressful big decision too. I must hear all the details! I know you guys will make the right decision. Miss you and love you!

    ReplyDelete